As with many medical procedures, one of the main concerns orthodontic patients have is the issue of paying for braces or Invisalign. Thankfully, there are more ways than ever to get quality results at an affordable price. One of the best ways to make orthodontic treatment affordable is to use your dental insurance plan. But how do you know if you’re getting the most out of your insurance benefits?
In-Network vs. Out-of-Network Insurance Coverage
When searching for the right orthodontist, you may come across the term “in-network” when researching them in regards to your insurance coverage. If an orthodontic office is in-network, it means they have contracts with major insurance companies. These contracts offer care for members at pre-negotiated rates, often at a discount. On the other hand, other orthodontic practices may be out-of-network, which means they aren’t contracted with insurance companies.
When a medical provider is out-of-network, they can still accept insurance. However, the rates for care and procedures are set higher compared to in-network offices. So even if a patient is able to get more of their bills covered by their insurance company, they often end up paying significantly more overall.
By contracting with health insurance companies, in-network practices are able to set their rates lower, saving money for the patients. The close ties to the insurance companies also mean in-network orthodontic practices can make the billing process more streamlined. Rather than getting the full bill and the reimbursement checks yourself, the office receives the insurance payments and simply gives you the discounted bill. So in the end, you save both time and money.
Paying for Orthodontic Treatment at Charleston Orthodontic Specialists
Paying for braces or Invisalign is easy and affordable with Charleston Orthodontic Specialists. We are proud to be in-network with all major insurance plans, so you can enjoy a convenient process of paying for braces while getting maximum benefits.
You won’t have to worry about dealing with the insurance paperwork on your own or filing claims. We’ll work with your insurance company to get you the best price for your treatment possible. Plus, once you’ve provided us with your insurance information, we can take care of all of it for you.
You can still get help paying for your orthodontic treatment if you don’t have insurance or if you still need assistance after your insurance benefits. We offer excellent payment options with low down payments and repayment terms of up to 36 months. This way, you can pick the plan that works best for your budget.
Thanks to OrthoFi, picking the right plan is simple and intuitive. Just use the sliding scale tool to instantly see monthly payments for different treatment amounts and terms. Then, you can simply set up recurring payments on a day that works for you.
If you want to learn more about your payment options, feel free to contact our office today. You can also schedule a complimentary and risk-free initial exam at our office before you get started.