Many patients assume they can’t afford the cost of braces. However, there are plenty of ways to make having straight teeth a reality. Many orthodontists now offer different kinds of payment options, making braces within reach for patients who may not have been able to afford them in the past. Here are some options for making the best affordable braces more available.
Accept Insurance Plans
Most orthodontists will accept major insurance programs, but not all insurance programs cover braces. It’s important to do a little research in advance to see if braces are covered under your insurance plan. Depending on your type of insurance, braces may or may not be covered, so it’s best to speak with your agent about your options. Many plans offer at least partial coverage.
Payment Plan Options
In recent years, some orthodontists have adopted payment plan options to help with the cost of treatment and to make braces more attainable for their patients. Many orthodontists will offer some form of a payment plan, and many will offer low to zero down payments, down payment match programs and/or low monthly payment options.
Some orthodontists even offer extended payment plans to help keep payment installments more manageable. Payment plans can be customized to fit your budget. After all, they are meant to make braces a reality for you because braces shouldn’t break the bank.
Discount Opportunities for Patients
Some orthodontists offer discount opportunities. Some individuals who may be eligible for discounts are:
- College students
- First responder
- Multiple family members
Other eligible patients can include police, educators, clergy members and healthcare workers.
Flexible Savings Accounts (FSA) and Health Savings Accounts (HSA)
Flexible savings accounts (FSA) and health savings accounts (HSA) are also options for paying for orthodontic treatment. FSA and HSA accounts are offered by employers as part of their insurance plan offerings. Pre-tax dollars are taken out of your paycheck and can be used to pay for different types of medical bills, including orthodontic treatment.
Making Braces More Affordable
By making braces more affordable, orthodontists can make orthodontic treatment more accessible. The days of only the very wealthy being able to afford braces are over. By providing braces to those who otherwise wouldn’t be able to afford them, orthodontists across the country are changing lives one smile at a time.
Let the team at Charleston Orthodontic Specialists help bring a spectacular smile within reach. Call (843) 4-BRACES to discuss your payment options today!